Financial literacy is essential because money impacts nearly every decision we make—from what education or training we pursue to how we manage daily expenses, plan for emergencies, and build the future we want. Without a solid understanding of how finances work, it’s easy to feel overwhelmed, make costly mistakes, or miss out on opportunities that could help you thrive. Financial literacy gives people the confidence to navigate real-world challenges, avoid debt traps, and make informed choices that align with their goals. It’s not just about numbers—it’s about gaining the knowledge and skills to confidently shape your career journey, support your well-being, and create long-term stability.